What These Terms Cover in Indonesia
These Terms & Conditions form the agreement between you and our service when you create, access or close an account. They cover the account details you submit, phone verification before access, permitted device use, wallet instructions, transaction checks, content availability and the process for raising a
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policy question. Access and eligibility depends on local law, so you must use the service only where local law permits. DANA, OVO, GoPay and QRIS appear as payment context, but each transaction remains subject to the status shown in your account and any required verification. We
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may update wording when an operating process changes; the current page applies from its stated publication date. Continuing to use the account after a change means you accept the revised terms.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.